New Q2 2026 microfinance review is out

Independent research on Zambia's banking and microfinance sectors.

Quarterly performance reviews, peer benchmarks and bespoke analytics. Every report is free to download.

From Data to Decisions, From Insights to Impact

  • 15Commercial banks analysed quarterly
  • 7Deposit-taking MFIs benchmarked
  • 6Editions of the banking review
  • 100+Professionals trained
Reports

The latest reviews, free to download

Each review comes as a full report and a short executive summary. Enter your email and country once and the PDF is yours.

Browse all reports
Zambia Banking Sector Performance Review, Q1 2026 (6th Edition) coverLatest
Commercial banks

Q1 2026 Banking Sector Performance Review

The flagship review of Zambia's commercial banks: executive summary, industry overview, leader board, peer-to-peer ratios, income sources, funding, growth rankings and a deep dive on every bank.

Period
Published 11 May 2026
Full report
77 pages
Summary
8 pages
Link coming soonLink coming soon
Zambia Deposit-Taking MFI Sector Performance Review, Q2 2026 coverLatest
Deposit-taking microfinance

Q2 2026 DTMFI Sector Performance Review

The complete review of Zambia's seven deposit-taking microfinance institutions: sector dashboard, P&L and balance sheet rankings, wallet share, ratio analysis and a one-page scorecard for each institution.

Period
Q ending 30 June 2026
Full report
26 pages
Summary
7 pages
Link coming soonLink coming soon
Services

Data analytics, training and sector research under one roof

Explore services

Bespoke analytics

Power BI dashboards, financial models, ETL pipelines, and decision-support tools built around your data and KPIs for any industry.

Due diligence

Lender and investor due diligence on MFIs and corporates, with peer benchmarking from our proprietary dataset.

Training

Excel, Power BI, SQL and financial modelling for finance teams and relationship managers.

Dashboards

Decisions need information. Information needs Finwise.

We build automated loan dashboards that give MFI and bank leadership the clarity they need, without waiting for finance to compile a monthly pack.

  • Loan book, performing book, NPL, PAR and disbursements, live every month
  • Province, district, product and gender breakdowns
  • Auto-refresh daily, weekly or monthly, branded to your institution
See how it works
Example Finwise Power BI loan portfolio dashboard with loan book, NPL ratio, disbursements by province and portfolio at risk
Who we serve

Institutions across Zambia's financial landscape

  • Commercial banks
  • Microfinance institutions
  • Mining and resources
  • Corporate enterprises
  • Government and public sector
  • NGOs and development
Selected work

How we've helped clients decide

Due diligence, 2026

MFI lender due diligence

Full financial and operational due diligence for a lender evaluating a majority stake in a regulated microfinance institution.

M&A advisory, 2026

MFI industry analysis for an M&A transaction

Sector-wide analysis of the Zambian MFI landscape, commissioned to inform the structuring of an acquisition of a peer institution.

Research, ongoing

Quarterly banking sector performance reviews

Six editions of the flagship review covering all licensed commercial banks in Zambia, tracking performance across eight financial dimensions.

Portfolio analytics, 2026

Customer portfolio analytics for a payroll lender

Modelling customer repayment behaviour, identifying early warning signals and optimising product pricing for a payroll-based lender.

Questions

Frequently asked questions

Are Finwise Analytica reports free to download?

Yes. Every full report and executive summary on this site is free. Enter your email address and country once and the PDF downloads straight to your device.

What is the difference between a full report and a summary report?

Full reports contain every section of the review, including institution-by-institution deep dives and detailed ratio tables. Summary reports are short executive editions with the industry dashboard, headline rankings and key ratios.

Which institutions do the reports cover?

The banking review covers all licensed commercial banks in Zambia. The DTMFI review covers seven deposit-taking microfinance institutions: Bayport, Micro Finance Zambia, LOLC Finance Zambia, EFC, Vision Fund Zambia, FINCA and Mfinance.

Where does the data come from?

Reviews are compiled from prudential returns and other publicly available financial disclosures deemed reliable at the time of publication. Ratios marked as annualised are scaled from quarterly results.

How often are new reports published?

Quarterly. The banking and microfinance reviews are each released after the quarter's published financial statements become available.

Can Finwise build a similar dashboard for my institution?

Yes. Finwise Analytica builds automated Power BI dashboards, board and ALCO packs, and financial models for banks, MFIs and corporates, refreshed daily, weekly or monthly.

Need these numbers inside your institution?

We run the same data pipeline behind these reports for your board, ALCO and management packs, refreshed on your schedule.

Download free report

Report

All three fields are required. Free of charge. We use your details as described in our privacy notice and never sell them.